Umi Baden-Powell (research associate at the Helen Hamlyn Centre for Design) talks to Hackney elders about their experiences of online banking and how the banks should develop their services in this digital era.
Like all our podcast episodes, this is a highly condensed edit of a much longer conversation.
The voices belong to: Elizabeth, Elon, Joyce, Rick, Sallie, Stephen and Umi. Eight other people contributed to the live session, but are not heard on this episode.
Recorded 11 May 2018. 21 minutes.
Umi’s research agenda
- The transition from physical branches to online spaces
- Banking innovations
- Mobile bank branches
- Bank lounges in hybrid spaces
- Virtual reality
- Virtual human beings
- How will all this affect the 20-30% of people excluded from new methods?
- 12 million adults lack digital skils
- 5.8 million have never used the Internet
- 1.7 million do not have bank account
- 2.7 million people rely on cash
Technological and social barriers
- No 3G or 4G services in some parts of UK
- Many people do not have access to a computer
- Banks and building societies have been shutting down 300 branches every year since 1989 — 55% of branches have been lost, including 762 lost last year alone.
Mentioned in the conversation
- Coming ASAP – more links to sites where you can learn more about online banking.
- BBC Bitesize – Changing lifestyles – online banking
- Money.co.uk – How does online banking work?
- The Disconnected Mind
- Age UK page – “Hundreds of older people are helping reveal how and why our thinking skills change with age. They’re at the heart of The Disconnected Mind, a world-leading research project funded by Age UK at the University of Edinburgh”.
- University of Edinburgh page – “The aim of The Disconnected Mind is to understand the cerebral basis of age-related cognitive decline”.
- Helen Hamlyn Centre for Design
Hackney elders talking about how their friends, family and neighbours cope with loneliness – and how they would cope with it themselves.
The voices belong to: Andreas, Dane, Elizabeth, Irene, JohnJ, JohnW, Ken, Mark, Pauline and Stephen.
Recorded 27 April 2018. 25 minutes.
Hackney elders are talking about feeling safe in Hackney, the apparent epidemic of violent crime between youth – and what elders can do to help.
The voices belong to: Andreas, Cornelia, Irene, Josh, Ken, Maralyn, Megan, Sallie.
Recorded 6 April 2018. 45 minutes.